Joanie Monaghan

Joanie has worked in public finance for over 15 years in a variety of roles helping public entities to achieve financial sustainability as well as financial and operational goals.  At CSG, Joanie works with state and local housing finance agencies and other affordable housing operators, providing analytical and structuring services, and advising on the best execution for financial and operational sustainability to finance affordable housing. 

Joanie joined CSG from S&P Global Ratings where she was a Director and Lead Analyst in the America’s Public Finance Housing group.  In her role she was responsible for leading an analytic team – coaching and developing credit rating analysts located across the United States and, among other things, providing credit ratings to complex and various affordable housing related issuers and issuances.  Her primary credit work included detailed analysis of housing finance agency single- and multi-family programs, public housing authorities, not-for-profit social housing providers, rental housing bonds, and various other affordable housing entities and transactions.  Joanie was also involved in the maintenance and development of rating criteria, and worked to achieve market outreach goals, including the publication of thoughtful and timely commentary on sector-relevant research and evolving trends.

Prior to S&P, Joanie was the senior finance manager and controller for Eagle County Government in Colorado.  In that role she was responsible for all aspects of the respective county funds’ financial reporting and accounting including the preparation and publication of the annual audited financial statements report, budgeting, debt issuance and management, and multiyear financial forecasting.  She was also the controller for Eagle County Housing and Development Authority, a public housing authority that owns and operates affordable housing in the county.  Before joining Eagle County Government, Joanie worked in the corporate offices of The Walt Disney Company preparing complex tax returns and compliance reporting across various divisions and began her career with PriceWaterhouseCoopers in the international tax department.

Joanie earned a Bachelor of Business Administration undergraduate degree through the Business Honors Program and a Master of Professional Accounting graduate degree from the University of Texas at Austin.  Additionally, Joanie holds an active CPA license.